Paying off debt is one important step to financial freedom. The more consumer debt that you owe, the less money that is available to increase your Net Worth. Consumer debt is any debt that does not go up in value...
Category: Personal Finance
10 Ways To Enjoy And Afford Christmas
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Christmas is a time of joy, happiness and generosity; though many of you will struggle with enjoying and affording Christmas as you exchange gifts with your family, friends and co-workers. Questions that may come across your mind are: How much...
How Much You Should Save For Retirement
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Saving for your retirement is a critical personal financial decision. The sooner you begin to invest into your retirement account(s) the more money you will have for your later years. That is because you will invest more of your money...
Preparation Could Save You 1,000s Of Dollars
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Proper preparation could SAVE YOU THOUSANDS OF DOLLARS! I am intentional with every dollar because I want to invest it for my future, use it to increase my Net Worth or spend it enjoying my life. Therefore, I am very...
The Importance Of Your Emergency Fund
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An EMERGENCY FUND, also referred to as a rainy day fund, is money reserved and set aside to cover personal financial difficulties. A personal financial difficulty may include but is not limited to the following: Job Loss Excessive Medical Costs...
Budgeting-Your Financial Freedom Tool
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Budgeting your monthly finances will keep you on a path to financial success. Using my Simple Monthly Budget allows you to be intentional with your money. Being intentional and specific with every dollar you earn and spend will provide you with...
Personal Financial Plan-10 Steps Toward Freedom
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My 10 step personal financial plan, called the Net Worth Millionaire Plan, will provide you with a clear and easy step-by-step process toward your financial freedom. Further, my Net Worth Millionaire Plan, will assist you with the following: Understanding your...
Millionaire-The Amount You Need To Invest
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Have you ever dreamed of becoming a Millionaire? I hope so. If not, it is time to start. Every goal starts out as a dream. Being a Millionaire is possible. You need a plan, an understanding of the amount to...
How To Increase Your Net Worth-Step 1-Calculate It
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If you want to increase your Net Worth, you should first calculate it. Calculating your Net Worth is Step 1 in my Net Worth Millionaire Plan. When I was in my early 20s, I thought I had a good...