Is it possible to save money and enjoy life or do those contradict each other? There is a long-standing debate between how you can save money and enjoy life at the same time. For years, I have heard statements and...
Category: Debt
Debt, Expenses, Finance, Money Management, Net Worth, Personal Finance, Wealth Building
Pay Off Your Mortgage Early-3 Options
PAY OFF YOUR MORTGAGE, a homeowner's dream... The 30 year fixed mortgage is the most popular but that is 360 months of payments. A 15 year fixed mortgage payment is still 180 monthly payments. Many homeowners pay a little extra...
401(k), College, Debt, Finance, Money Management, Net Worth, Personal Finance, Retirement, Savings
Before Saving For College, Consider These Steps
Saving for college is a huge financial undertaking and must be carefully considered. Most parents would like to pay for all or part of their kid's college expenses. However, it is important to be in a good personal financial position...
401(k), Budget, Debt, Expenses, Finance, Money Management, Net Worth, Personal Finance, Retirement, Wealth Building
5 New Year’s Resolutions (Personal Finance)
I love New Year's Resolutions. Do you have one? I hope so. It brings excitement, optimism, focus and a better self. At this time next year, what financial accomplishments would you like to have achieved? If you are unsure, I...
Budget, Debt, Expenses, Finance, Net Worth, Personal Finance, Savings, Wealth Building
Paying Off Debt Leads To Financial Freedom
Paying off debt is one important step to financial freedom. The more consumer debt that you owe, the less money that is available to increase your Net Worth. Consumer debt is any debt that does not go up in value...
Debt, Expenses, Finance, Money Management, Net Worth, Personal Finance, Wealth Building
The Importance Of Your Emergency Fund
An EMERGENCY FUND, also referred to as a rainy day fund, is money reserved and set aside to cover personal financial difficulties. A personal financial difficulty may include but is not limited to the following: Job Loss Excessive Medical Costs...
Budget, Debt, Expenses, Finance, Income, Money Management, Personal Finance, Savings
Budgeting-Your Financial Freedom Tool
Budgeting your monthly finances will keep you on a path to financial success. Using my Simple Monthly Budget allows you to be intentional with your money. Being intentional and specific with every dollar you earn and spend will provide you with...
401(k), Budget, College, Debt, Expenses, Finance, Investing, Money Management, Net Worth, Personal Finance, Retirement, Savings, Wealth Building
Personal Financial Plan-10 Steps Toward Freedom
My 10 step personal financial plan, called the Net Worth Millionaire Plan, will provide you with a clear and easy step-by-step process toward your financial freedom. Further, my Net Worth Millionaire Plan, will assist you with the following: Understanding your...
Debt, Finance, Money Management, Net Worth, Personal Finance, Wealth Building
How To Increase Your Net Worth-Step 1-Calculate It
If you want to increase your Net Worth, you should first calculate it. Calculating your Net Worth is Step 1 in my Net Worth Millionaire Plan. When I was in my early 20s, I thought I had a good...
